Correction: iOS 11 does not activate Apple Pay for older Japanese iPhone

Update 11/1/2017
The kind folks at ePayments.jp went out of their way to conduct extensive field tests and contacted me that my post reported incorrect information, I am thankful they did so. I should have done a better research job before posting and apologize both for the error and any confusion resulting from it.

When Apple introduced Apple Pay Japan in October 2016, the official release stated:

When paying for goods and services on the go within apps or Safari, Apple Pay works with iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later. You can also use Apple Pay in Safari on any Mac introduced in or after 2012 running macOS Sierra, and confirm the payment with iPhone 6 or later or Apple Watch.

This has not changed for older Japanese iPhones in iOS 11:

Apple Pay Japan Page

However some Japanese iPhone 6 and 6S users were confused when adding Apple Pay cards for the first time in iOS 11. Apple Pay Japan cards in Wallet display the iD or QUICPay store payment logo artwork even when the device does not support Apple Pay store purchases, because of this and reports of Japanese credit card companies adding NFC Pay support, some people thought iPhone 6 and 6S running iOS 11 could be used with NFC Pay (EMV contactless) store terminals. As Apple documentation and field tests make clear, they don’t.

Users who want global FeliCa, NFC switching and all the other goodies of iOS 11 Apple Pay need to upgrade to iPhone 8, iPhone X or Apple Watch 3.

With the NFC switching capabilities of iOS 11 Apple Pay, Apple quietly activated Apple Pay Japan for older non-FeliCa NFC capable iPhones such as iPhone 6S. Surprised users with Japan issue cards that support JCB J/Speedy and Mastercard Contactless can add them to Apple Pay and use them at stores with EMV NFC-Pay ready readers.

Japan issue American Express cards should be good too but I have not confirmed them in the field yet.

Update: an interesting sidelight is that with iOS 12 Apple has activated FeliCa on older devices which did not originally offer it but only for contactless student ID cards.

iOS 11 Apple Pay Diagram 2
Store readers that support NFC Pay are still few and far between but slowly expanding as backend support is added and POS systems are updated.
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