A while ago Apple Pay just stopped working on my iPhone X. My phone simply hasn’t been detected by any NFC readers I’ve tried. At this point I finally have some spare income and would like to invest in fixing it. I don’t particularly care how involved it is, but I just can’t find any information on where the actual NFC antenna is and if it has the same lock that the face ID sensors do. I’m sorry if I’m just missing some fairly obvious information here. I would just like to be able to use Apple Pay again.Reddit post
The Express Transit user base has greatly expanded in the US with the rollout of Apple Pay SmarTrip and Apple Pay TAP. Some iPhone X users will invariably discover they have problems using Express Transit and consider getting it repaired. iPhone X AppleCare is expired for most people at this point, getting iPhone X NFC repaired isn’t cheap or easy.
I ran across a Reddit post asking about the self repair challenge. The iPhone X has a unique volume button / NFC antenna cable design that I suspect is the culprit behind the infamous long running iPhone X NFC problem. Some repair forums report that the volume button / NFC antenna cable is serialized and simply replacement may not work.
I’ll cut to the chase: unless you love spending time and money repairing your iPhone, I strongly urge you get a replacement from Apple if you can, or better yet upgrade to iPhone SE. Touch ID is much better than Face ID when navigating the outside world wearing a face mask, and you get A13 Express Transit power reserve and background NFC tag reading that’s gonna work great with iOS 14 App Clips.