I have to admit I’m a little confused about the brouhaha over the latest Mark Gurman rumor: “Apple is planning a new service that will let businesses accept payments directly on their iPhones without any extra hardware.” Okay, so what are we talking here? Oh, Apple is adding new Core […]
Hidden Assumptions
Jonathan Seybold said it best in his Computer History Museum interview video, many arguments can be easily demolished by pulling out the hidden assumptions. In our attention span challenged social media era it’s all too easy to believe things at face value. Few people invest time and brain energy to […]
OMNY white-label card completes the EMV only OMNY system
After a long gestation, and a COVID related delay, the mighty swipe MetroCard replacement finally shipped. The OMNY card: a white-label EMV bank payment card using the mastercard payment network, not a MIFARE or FeliCa smartcard like San Fransisco Clipper or Tokyo Suica. MetroCard missed the transit smartcard revolution of […]
Are Chinese manufactured PAX NFC readers a security risk?
Probably not, but the FBI Raids Chinese Point-of-Sale Giant PAX Technology report from Krebs on Security has some thrilling bits: “FBI and MI5 are conducting an intensive investigation into PAX,” the source said. “A major US payment processor began asking questions about network packets originating from PAX terminals and were […]
Global NFC Google Pay will never happen
Let me rephrase that: Global NFC Google Pay will never happen because it depends on the device’s ability to run Osaifu Keitai apps. To which I’ll add: because Google can’t be bothered building their own software stack in Android OS Google Pay that replaces Osaifu Keitai. Osaifu Keitai is a […]