Dear Apple: We need a Global NFC iPad

Now that iOS 13 is almost here, it’s time to sit down and think about the enhanced Core NFC Read/Write functionality and what it means for iOS/iPadOS. Core NFC “requires a device that supports Near Field Communication.” Theoretically this means iPhone and Apple Watch, but the reality is that only iPhone iOS supports Core NFC, NFC Tag Read/Write and new services like NFC Tag Apple Pay that use Background NFC Tag reading.

Until now nobody has discussed the need for a NFC capable iPad. Without the enhanced Core NFC functions of iOS 13 which limited NFC to Apple Pay Wallet card, there wasn’t a reason. After all who would want to use iPad for Apple Pay Suica transit in Tokyo, you’d look as silly as watermelon man (watermelon in JP = suika…get it?).

But iOS 13 Core NFC changes all this: sure you still don’t want to use an NFC iPad at the checkout line, but businesses would love an NFC iPad loaded with all kinds of enhanced Core NFC apps to do all kind of work as all-in-one mobile POS systems, factory inventory NFC tag read/write systems, and much more. Imagine how an NFC iPad bundled with Recuit’s AirPAY would appeal to Tokyo area businesses as they gear up for the 2020 Olympics. The possibilities are interesting and not insignificant.

What is the optimum global NFC iPad hardware configuration? Background NFC tag reading ability is an absolute must which means A12 Bionic is the minimum support configuration. Outside of that I would say: iPad Air and iPad mini, not iPad Pro, a NFC + cellular model, and a WiFi only model. The NFC iPad needs to be as inexpensive as possible with A12 Bionic and Touch ID. I think it could do well.

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iOS 13 FeliCa NFC Reader Apps

With the official release of iOS 13 quickly approaching we are starting to see new app announcements built around iOS 13 enhanced Core NFC Read/Write functions. This is the first time that the full range of iPhone NFC Read/Write has been unlocked for developers. In Japan this is especially important because there are so many FeliCa transit cards out there, almost everyone in Japan has one or more Suica, PASMO, ICOCA, TOICA, etc. There are also the ‘My Number’ Japanese Individual Number Card which is evolving into a national identity card. The Japanese government already supports Android and has announced iOS 13 support.

People need to have an easy way to read card information but for iPhone users this meant buying a separate FeliCa NFC reading device and software for Mac or PC, or borrowing an Osaifu Keitai Android smartphone.

The great thing about iOS 13 on iPhone is that a separate NFC/FeliCa reading device is no longer necessary. iOS 13, iPhone, an app are all you need. Two Japanese FeliCa iOS 13 apps were announced yesterday on Twitter: IC Card Reader and Japan NFC Reader. These are focused on transit IC cards and other FeliCa stored value cards like WAON and nanaco. This is what most people need because there is so much FeliCa plastic out there. People want to know how much balance is left on the card when out and about. Hopefully these and other apps sure to follow, will blossom into full fledged apps that support reading My Number cards and much more.

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Apple’s Secret Weapon

Technology is hard to cover well in a way that’s clear and easy to understand, that educates and elevates without dumbing down the technology or it’s intended audience. Technology like Apple Pay Suica is especially hard to cover well because it is multifaceted: it merges the Apple Pay platform of Global NFC technology deployed on iPhone and Apple Watch, with the Suica Transit Platform of FeliCa NFC deployed for transit and eMoney on a national scale, and how Apple delivers all of this to a global user base.

With so many parts it’s difficult to explain the greatness and importance of Apple Pay Suica, simply and clearly, and what connects it to Apple Card. Ken Bolido who is the production lead and creative director for Austin Evans, has created a video titled Apple’s SECRET Weapon. Ken ‘get’s it’ and captures all of it brilliantly: why Apple Pay is Apple’s Secret Weapon, how Apple Pay Suica is a perfect embodiment of that secret weapon, and how it relates to Apple Card. If you want to understand any of this and how it will play out, watch Apple’s SECRET Weapon. It’s essential viewing and a perfect primer for the role Apple Pay Suica will play in the 2020 Tokyo Olympics.

AWS outage takes down PayPay

The Amazon Web Service outage that started around 1pm August 23 local Japan time took down some PayPay service along with it. Japanese users tweeted about payment and recharge not working. AWS service was completely restored by 8pm Japan time. Engadget JP’s Takahiro Koguchi posted a complete rundown.

Since QR Code payment systems depend on centralized processing, a cloud outage can easily bring down the system for all transactions. While this is a minor annoyance for paying at a convenience store where you can always pay on the spot using something else, it’s not the case when QR is used for transit where large numbers of people can suddenly be stranded. This is exactly what happened in Chengdu last April. It’s a risk of using QR Codes for transit.

Locally processed transactions like Suica are resilient because it was designed to avoid the trap of central processing, the stored balance is held on the card and not on the cloud. When things do go wrong with cloud services like Mobile Suica or Apple Pay, damage is limited to the credit card recharge side. Cash recharge at the convenience store, the station, the ATM is always there as a backup because it only deals with the card, not the cloud.

New Functions for iOS 13 Apple Pay Suica

For some time now I have been scratching my head over the dynamic card feature of Apple Card. I thought that Apple might announce new Apple Pay Wallet features for developers at WWDC19. They did not. Apple Card has been released but there are no details about the special Wallet UI features, or if they are available to other Apple Pay Wallet card developers. NFC card emulation in Apple Pay Wallet requires PassKIT NFC Certificates and an NDA. The only answer we’ll get is when new card designs arrive in Wallet like the refreshed Apple Pay Suica transit card in iOS 12.2.

A reader sent me a link with an updated Apple Pay server JSON file entry for Suica that indicates iOS 13 as the minimum version for installing the card. This is unusual: Apple Pay Suica has been around since iOS 10, other transit card minimum versions listed in the JSON file are iOS 12.x. We already know that direct Suica card creation in Wallet is a new Suica feature for iOS 13. This JSON file entry could be that, but I don’t think so. iOS 12 already supports direct transit card creation for Shanghai and Beijing transit cards, we don’t need iOS 13 for that.

The JSON file entry for Suica indicates a new Suica feature that requires iOS 13. What could it be? I’ve been scratching my head over the low resolution Suica ‘in transit’ notification card art over the course of iOS 13 beta releases. It’s still unfinished and very late for dovetailing that kind of detail.

Could it be a placeholder for something else? I’m going out on a limb here, but I think we will get some form of dynamic Wallet card functionality for Suica and other cards. It’s a long shot, but Apple has held back iOS features from beta releases occasionally to announce them in connection with new products for the Apple Event golden master.

We will undoubtedly have an Apple Pay update segment in the September 10 Apple Event. There is Apple Card of course, but there is also NFC Tag Apple Pay that Jennifer Bailey previewed back in May. It will fit nicely with the new iPhones, possibly even Apple Watch Series 5 if NFC background tag reading makes the cut.

There are also a number of Apple Pay Transit items on tap for iOS 13: Apple Pay Octopus, Apple Pay Ventra, EMV Express Transit for TfL, and (maybe) EMV Express Transit for LA TAP. Of all of these I hope Tim Cook or Jennifer Bailey goes out of the way to reach out to Hong Kong, even just a little. In these troubled times, the people of Hong Kong desperately need kind words of support. At the very least we will finally get an official Apple Pay Octopus launch window.

Update: iOS 13 developer beta 8 also has the same low resolution Suica ‘in transit’ notification card image of previous beta releases. Taken together with the JSON Apple Pay Suica iOS 13 minimum version reference, more than ever I feel the two are connected. I definitely smell a post Apple Event golden master feature.

iOS 13 beta 8 Suica In Transit notification