Tag: PASPY

The Weekly #4

August 8, 2021

Pixel 6 Tensor and the secure element

After many years of rumors Google finally unveiled their custom silicon, though details won’t be known until Pixel 6 devices go on sale. Dieter Bohn wrote:

Tensor is an SoC, not a single processor. And so while it’s fair to call it Google-designed, it’s also still unclear which components are Google-made and which are licensed from others. Two things are definitely coming from Google: a mobile TPU for AI operations and a new Titan M2 chip for security. The rest, including the CPU, GPU, and 5G modem, are all still a mystery.

Ever since Pixel 3 models went on sale in Japan with Mobile FeliCa support, inbound Pixel users have been pining for the same global NFC feature that iPhone and Apple Watch have, but it hasn’t happened. Here’s why.

On the NFC hardware side everything has been ready to go on all smartphone hardware for years because NFC A-B-F support is a requirement for NFC certification. The problem has been on the SE side, the black box where all the transaction magic happens. From GlobalPlatform the SE certification organization:

A SE is a tamper-resistant platform (typically a one chip secure microcontroller) capable of securely hosting applications and their confidential and cryptographic data (for example cryptographic keys) in accordance with the rules and security requirements set by well-identified trusted authorities.

There are different form factors of SE: embedded and integrated SEs, SIM/UICC, smart microSD as well as smart cards. SEs exist in different form factors to address the requirements of different business implementations and market needs.

GlobalPlatform Introduction to Secure Elements

SE Wars
In the pre-Apple Pay mobile carrier hardware era, carriers used SE SIM or a embedded Secure Element (eSE) + carrier SIM combo that chained customers to service contracts for the privilege of using mobile payments. This is the classic Osaifu Keitai model pioneered by NTT DOCOMO: an overpriced carrier SIM contract to use mobile payments only with select carrier handsets.

This carrier lock in model is one reason why Mobile FeliCa ended up being ridiculed as ‘galapagos technology’ even though everybody else copied it. This carrier SE SIM hostage situation, i.e. the Mobile Wallet SE Wars, led Apple and Google to follow different strategies to address the problem.

The Apple Pay Way
Apple’s answer of course was Apple Pay. A unique in-house strategy of putting a GlobalPlatform certified Secure Element in Apple Silicon. Most eSE go on the NFC controller, but doing it the Apple in-house way has advantages over a NFC chip vendor bundle: control of the eSE applets and ability to update them and the Apple eSE for new protocols in iOS updates. We saw this in action with the addition of FeliCa in 2016, PBOC in 2017 and MIFARE in 2018. We are seeing it again with the addition of Ultra Wideband (UWB) Touchless in iOS 15.

The Google Pay Way
Google’s answer to the carrier owned SE problem was a convoluted evolution from Google Wallet (2011) to Android Pay (2015) and finally Google Pay (2018). Google’s first salvo was Host Card Emulation (HCE): “NFC card emulation without a hardware secure element” a virtual secure element hosted on Google’s cloud or in an app. Later on Google attempted to do the same for FeliCa with HCE-F.

The HCE strategy was quietly abandoned when Google decided to get into the hardware business and Android Pay turned into Google Pay. Now we have Google Pay running on Google Pixel with its own embedded Secure Element (eSE). With Pixel and Google Pay, Google decided they didn’t want to be the Secure Element provider for every Android OEM out there especially when the Chinese OEMS are all rolling their own eSE based digital wallet services anyway, completely ignoring HCE. Sure, HCE/HCE-F is still there in Android developer documentation but it’s a vestigial relic of the SE wars. From an industry standpoint it’s eSE or nothing now.

Google Pixel models up to now have used vendor bundled eSE + NFC controllers with the Pixel JP models using the Osaifu Keitai software stack. This makes global NFC support more complicated because Google doesn’t ‘own’ the eSE and the software stack, at least not in the Apple sense of making their own all in one solution. As we have seen, Mobile FeliCa is installed on all Pixel 5 models but the Osaifu Keitai stack only loads on JP models.

Will a Tensor SoC that contains a Titan M2 and a custom eSE solve this? It all depends on whether Google goes deep instead of cheap by stripping Google Pay of its dependency on the Osaifu Keitai stack and create their own region free support stack. If so, inbound Pixel 6 users will have the ability to add Suica and other FeliCa cards out of the box.

The PASPY organ transplant

As pointed out previously, the PASPY transit card transition from NFC to QR is not going to be easy. Not only does HIroden have to swap out the basic technology infrastructure, they also have to swap out their IT system integrator partners. The PASPY system was built and is currently managed by NEC with the last server upgrade completed in 2014. A quick look at the system map illustrates the pain points that including swapping out the NFC reader infrastructure in trolleys and buses and replacing it with QR readers with mobile connectivity, a requirement because of central processing. There will also be a lot of pain for wide area commuters because going QR means cutting the cross compatibility cord with ICOCA, Suica, etc.

The mobile connection means a mobile operator has to be involved to make it work. The likely IT system candidate here is the same one behind all the QR transit systems in Japan so far: SoftBank backed QUADRAC. The PASPY QR replacement is expected to be closed loop, similar to the QR + smartphone app closed loop system being tested by Nankai. Too bad JR West can’t come to the rescue with a localized version of the Suica 2 in 1 Region Affiliate Transit Card, but that’s another story for another time.

To eSIM or not to eSIM

eSIMs are great in theory, unfortunately the current reality for Japanese customers is less than ideal even thought the Japanese Ministry of Internal Affairs and Communications (MIC) is promoting them over traditional physical carrier SIMS and issued eSIM guidance. In addition to this carrier SIM locked devices will not be allowed from October. Of the big three carrier budget brands: NTT DOCOMO (ahamo), au KDDI (povo), SoftBank (LINEMO), only LINEMO and povo offer eSIM options. DOCOMO says they are thinking about it but for now ahamo is a physical SIM service because DOCOMO says eSIMS are not as secure as physical SIMS.

A recent article by Masao Sano outlined the eSIM situation in Japan and current obstacles for customers. The online signup process and device setup isn’t always smooth going and first time customers sometimes have to deal with unlocking their carrier device, APN settings, network authentication codes, profile installations and so-on. The eSIM process needs to be easier and user friendly. The good news is that unlocked carrier phones will be standard soon along with better eSIM option plans and migration setup. Once ahamo adds an eSIM option the next step will be taking it mainstream for major brand carrier contracts.

Apple Music finally sorts Japanese artist names correctly

Congratulations Naoko! You and all your fellow Japanese artists on Apple Music were finally liberated from the # sorting section and now live in 五十音 (Gojūon) splendor in iOS Music App. A very long wait though wasn’t it? Six years!

Seriously though I wonder what took Apple so long to fix most, but not all, of their Japanese music metadata mess. Not a moment too soon as the old reliable iTunes Match service seems to be on its last legs and the macOS Music app replacement for the old reliable iTunes app is completely useless for organizing a digital music collection: Apple Music and iCloud Music library have a mind of their own.

Truth be told, I had more fun collecting and listening to music on iTunes + iPod than discovering music on Apple Music + iPhone. For some strange reason, less is sometimes more.

The Weekly will be taking a summer break the weeks of August 9 and 16 and resume the week of September 1. Take care and enjoy the rest of the summer.

The Weekly #2

July 27, 2021

The ‘Apple Pay is a monopoly’ soap opera continues

ZDNet reports Australian Parliamentary Joint Committee on Corporations and Financial Services hearings that are focused on, yet again, forcing Apple to ‘open up’ their NFC chip. Actually they should be talking about the secure element in Apple Silicon because that’s what Apple devices use and it’s not just about NFC anymore, it’s Ultra Wideband too.

The Apple Pay monopoly debate isn’t new and isn’t about being ‘open’, it’s about banks getting what they want from politicians. What I found interesting was the back and forth between Apple and Google regarding the hardware embedded secure element (eSE) vs. the virtual secure element in the cloud Host Card Emulation (HCE), a topic that confuses many ‘experts’.

Google is playing both ends here because they have different flavors of Google Pay for different kinds of Android devices. Google Pixel Google Pay uses eSE while everybody else use HCE Google Pay. One very important thing not mentioned in tech blog coverage is that Samsung Galaxy and the Chinese smartphones (Huawei, OPPO, Xiaomi) all use a custom eSE with their own XX-Pay. In other words, everybody on the Android side outside of low end junk is doing exactly what Apple Pay is doing.

Apple
Host Card Emulation (HCE) is a less secure implementation, which was adopted by Android … Apple did not implement HCE because doing so would lead to less security on Apple devices.

Google
Our payments apps are immensely secure…we would refute the suggestion our HCE environment is in any way insecure … I would argue the user experience on Google Pay is equal to that of Apple Pay.

Let’s see what GlobalPlatform has to say about HCE:

GlobalPlatform
HCE solutions can be a great option for issuers to get to market cost-effectively for their Android customers. However, they aren’t without their complexities. Rooted in the NFC device OS, HCE apps can be more vulnerable than the ‘Giant Pays’.

So HCE security is up to the payment app, shitty app = shitty security without Apple Pay Secure Intent. The whole HCE debate is nonsense, like FeliCa Dude says it’s eSE or nothing. If the committee thinks that HCE means open and good, they are showing their incompetence.

Apple Pay Wallet has a very simple rule: any card that loads a Java Card applet into the secure element has to reside in Wallet. Any card or developer that wants to loads applets and use the secure element has to have a PassKit Secure Element Certificate Pass. This is covered by NDA but a company called PassKit (not Apple) gives us an idea what Apple’s NFC/Secure Element Pass guidelines are:

Apple care a great deal about the user experience. Before granting NFC certificate access they will ensure that you have the necessary hardware, software and capabilities to develop or deploy an ecosystem that is going to deliver an experience consistent with their guidelines.

Yeah, the end to end user experience, the whole reason behind the success of Apple Pay. Banks don’t want to be told they need to improve their ecosystem for a better user experience, and they don’t want to pay a transaction cut to Apple that they are used to keeping for themselves. What else is new?

The whole ‘Apple Pay is a monopoly’ soap opera is overrated.

PASPY transit IC card migrating to QR

After thinking out loud recently about dumping their PASPY transit IC card in favor of a QR Code smartphone app, Hiroshima Electric Railway Co. Ltd (Hiroden) CEO Masao Mukuda announced that Hiroden would indeed junk NFC and migrate to a QR Code app over an unspecified period of time. Running their own transit IC card is too expensive, so old folks, school children and everybody else will have to use smartphone to ride Hiroden light rail trains in Hiroshima.

PASPY is just the tip of the iceberg. There are many transit IC cards out there with the same problem: fixed infrastructure costs supporting a small region transit IC card and declining ridership. Add the COVID crisis that has decimated public transit use and you have a business crisis. All the small transit cards outside of the Transit IC card standard (the pink box) are in the same boat: they can only be used in their respective regions, they don’t have e-money functions, they don’t have the resources to go mobile.

This is exactly the problem JR East is addressing with their 2 in 1 Suica MaaS soution. JR East hosts the hardware, the local operator issues a ‘localized’ Suica that offers both special local MaaS services (discounts and extras, etc.) and seamlessly plugs into the larger Suica and Transit IC map.

Suica 2 in 1 region cards are the keystone of JR East’s MaaS strategy

Unfortunately PASPY is in the JR West region which doesn’t have anything similar to the JR East MaaS program. It would be a perfect solution: customers would get a new card that works just like it does now but works everywhere with e-money and ICOCA benefits, Hiroden is freed from the costs of hosting and issuing their own card.

QR is not going to be the salvation that Hiroden hopes it will be. QR isolates Hiroden from the wider transit IC network of Mobile Suica, PASMO, ICOCA. Even if Hiroden gets rid of their card issuing business cost, they still have to host a system to run the QR Code app and manage accounts. The real rub is that instead of anybody buying an IC card out of a machine, Users will have to sign up for the app or buy a QR paper ticket. They also have to worry about where and how their account data is stored. My prediction: it’s going to be a messy money losing transition.

Heraiza down but not out

Poor little Heraiza, one of my favorite Japanese YouTubers, has been copyright claim ‘hacked’ from a fake account pretending to be Dentsu and now has 2 bogus strikes against her YouTube account. As an independent 17 year old high school student with 150,000 followers, she doesn’t have the resources of a YouTuber managment agency like UUUM, who she likes to badmouth (and I won’t put it past UUUM using fake accounts to take her out). Dentsu or whoever the real copyright holder is has confirmed to her that her content does not violate said copyrights.

Hopefully she’ll get it all worked out and unlock all her previous videos, though YouTube being YouTube, if they don’t like you they ban you…AND keep your ad revenue. In her most recent post about one of her favorite YouTubers having their account hijacked, she has her confidence back. Good thing, in these dark times we all need to laugh.

Have a good week and enjoy the Olympics.