Apple Pay Japan Card Guide

1️⃣ Apple Pay Suica Guide
2️⃣ Suica Recharge
3️⃣ Suica App
4️⃣ >Apple Pay Japan Card Guide

Inbound Apple Pay Payment Cards
Q. Can I use credit/debit cards issued from other countries with Apple Pay in Japan?
A. This is changing but for now assume that only Japanese issue cards work for Apple Pay in Japan. Bank cards issued in other countries do not directly support FeliCa NFC based QUICPay, iD and Suica payment networks. However, you can work around this problem easily.

With iPhone 8/iPhone X/Apple Watch Series 3, or later, add Suica to Apple Pay and add money to Suica with your Apple Pay payment cards from home. This is highly recommended. Apple Pay Suica works nationwide for transit and store purchases, and uses your Apple Pay cards from home. Problem solved.

That said, support for Apple Pay Inbound payment cards is growing. When you see any of the acceptance marks at the payment terminal, your Apple Pay cards from home will work. Tell the checkout staff that you want to pay with ‘credit’ or ‘NFC Pay’.

NFC Pay Acceptance Marks
NFC Pay in action on terminal, note the acceptance marks for Visa and Mastercard contactless,  the NFC Pay/EMV logo on the reader tap area does not mean the store accepts NFC Pay

Using Apple Pay Japan Cards

apple pay japan new
Apple Pay Japan payment network acceptance logos are listed above. The NFC Pay logo on the far left means the store accepts EMV Apple Pay cards from abroad. Be careful however as the NFC Pay logo on the reader tap area does not mean the store accepts NFC Pay. Look for the contactless card acceptance mark logos or ask the store clerk if they accept NFC Pay.

Apple Pay Support Pages
Set up Apple Pay
Using Apple Pay in Japan (if you’re in Japan section)
From the iOS User Guide:

Use Apple Pay at stores in Japan. You must have a model that supports Apple Pay in Japan (iPhone 8/X/Apple Watch Series 3, and later) and either Suica card or credit/debit card issued by a bank in Japan. Let the cashier know if you’re paying with Suica, iD, or QUICPay. Simply look for the logo on your card in Wallet. To use the Suica card that’s set as your Express Transit card, simply hold the top of your iPhone near the reader.

Apple Pay Japan Card Support Pages
iD 
QUICPay

Major Apple Pay Japan Cards
The cards listed below support Apple Pay and can be used at stores displaying QUICPay and iD payment acceptance marks. Suica, iD, and QUICPay are commonly found together. Japanese issue Visa cards do not support Suica Recharge in Wallet but can recharge via the Suica App. NFC dual mode cards that support both FeliCa and EMV payments are available from Mastercard, American Express and JCB, and are marked accordingly.

(Card List Updated 9-4-2019)

Issuer Card Brand Payment Network Suica Recharge In-app & Web
FeliCa NFC Pay
smcc
SMBC
Visa id suica-apply
MC id MC contactless Wallet + App Apple_Pay
d-card
Docomo
Visa id suica-apply
MC id MC contactless Wallet + App Apple_Pay
Life
Life
Visa id suica-apply
MC id Wallet + App Apple_Pay
JCB id Wallet + App Apple_Pay
aeon
AEON
Visa id suica-apply
MC id Wallet + App Apple_Pay
JCB id Wallet + App Apple_Pay
cedyna
Cedyna
Visa id suica-apply
MC id MC contactless Wallet + App Apple_Pay
JCB id JCB NFC Wallet + App Apple_Pay
pocket
Pocket Card
Visa id suica-apply
MC id Wallet + App Apple_Pay
JCB id Wallet + App Apple_Pay
Softbank
SoftBank
Visa id suica-apply
JCBJCB JCB QUICPay JCB NFC Wallet + App Apple_Pay
AMEXAMEX AMEX QUICPay Amex NFC Wallet + App Apple_Pay
MUFG
MUFG
Visa QUICPay suica-apply
MC QUICPay Wallet + App Apple_Pay
DC Card
DC Card
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
Luxury
Luxury Card
MC QUICPay MC contactless Wallet + App Apple_Pay
APLUS
APLUS
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
JCB QUICPay JCB NFC Wallet + App Apple_Pay
VIEW
View Card
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
JCB QUICPay JCB NFC Wallet + App Apple_Pay
J-West Card
J-West Card
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
JCB QUICPay JCB NFC Wallet + App Apple_Pay
yahoo
Yahoo Japan
Visa QUICPay suica-apply
MC QUICPay Wallet + App Apple_Pay
JCB QUICPay Wallet + App Apple_Pay
Rakuten
Rakuten
Visa QUICPay suica-apply
MC QUICPay Wallet + App Apple_Pay
JCB QUICPay Wallet + App Apple_Pay
Orico
Orico
Visa QUICPay suica-apply
MC QUICPay Wallet + App Apple_Pay
JCB QUICPay Wallet + App Apple_Pay
JACCS
JACCS
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
JCB QUICPay JCB NFC Wallet + App Apple_Pay
Saison
Saison
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
JCB QUICPay JCB NFC Wallet + App Apple_Pay
AMEX QUICPay Amex NFC Wallet + App Apple_Pay
UC
UC Card
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
epos
EPOS
Visa QUICPay suica-apply
TS-3
TS Cubic
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
JCB QUICPay JCB NFC Wallet + App Apple_Pay
seven
Seven Card
Visa QUICPay suica-apply
JCB QUICPay JCB NFC Wallet + App Apple_Pay
Recruit
Recruit Card
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay
ucs
UCS
Visa QUICPay suica-apply
MC QUICPay Wallet + App Apple_Pay
JCB QUICPay Wallet + App Apple_Pay
au
au Wallet
Visa QUICPay suica-apply
MC QUICPay MC contactless Wallet + App Apple_Pay

Smart Debit
JCB QUICPay JCB NFC Wallet + App Apple_Pay

The complete card issuer Apple Pay Japan list is on the Apple Pay Support Page.

Q. VISA is not listed on the Apple Pay Japan page, do VISA cards work with Apple Pay?
A. VISA has not signed an agreement with Apple for Apple Pay in Japan but VISA cards issued from the list above work for store purchases with QUICPay and iD. VISA cards issued in Japan do not work for Apple Pay Suica Recharge, Apple Pay In App purchases and Apple Pay web purchases.

Q. Can I use prepaid cards with Apple Pay Japan?
A. Apple Pay Japan supports au Wallet Prepaid and Docomo d Card Prepaid. Both cards also support Apple Pay Suica Recharge. JCB Prepaid cards are not supported.

Q. Can I use debit cards with Apple Pay