Mobile PASMO was announced in January 2020, launched on Android Osaifu Keitai in March and will land on Apple Pay with the iOS 14 update this fall. As early as April Apple was already dropping hints that Apple Pay PASMO was on the way. 9 months is a quick turnaround […]
Mobile Payments
Transit Platform Basics
I have attempted to explain the unique Japanese ‘transit platform’ business model in many posts scattered over 3 years. It’s a model that didn’t exist outside of Japan for a long time because Japan was the first country to move beyond plastic cards and launch them on mobile devices in […]
Apple - Apple Pay + Wallet - Apple Pay Suica - Apple Pay Transit - CASHLESS - EMV - MIFARE - Mobile Payments - NFC
Open loop wishful thinking trashes Apple Pay Express Transit reputation
The latest OMNY bump in the road perfectly captures the downside of making contactless credit/debit cards a one size fits all solution. As the New York Post piece (via MacRumors) points out, some Apple Pay Express Transit users are being double charged for fares. Perhaps they didn’t know that Express […]
Apple - Apple Pay Suica - Apple Pay Transit - Mobile Payments - NFC
Remember QR Codes? Well they’re the future…again
Hacker News and Reddit have very different user audiences but each have their share of ‘my experience is the world’ navel gazers. This is a plus: the comments are fascinating to read. The Andreessen Horowitz site posted a piece by Avery Segal, Remember QR Codes? They’re More Powerful Than You […]
Mobile Payments
The Future of Cashless Payments is Now
Some people look at Japan and see a crazy mess of cashless payment options: credit cards, iD, QUICPay, Suica, QR Code players like PayPay and Line Pay, all vying for customer wallet space. ‘It’s a shame,’ they say, ‘In our country we have it all worked out with EMV contactless […]